Archives for "September 2010"

Life Insurance San Francisco: Five Steps Avoiding Insurance Mistakes

Life Insurance San Francisco: Five Steps Avoiding Insurance Mistakes

Life Insurance San Francisco: Test Your Knowledge.

Funny Video discussing life insurance terms and whether people know what they are. Important when buying life insurance online or when buying life insurance in San Francisco.

What Is A Beneficiary?

What is a beneficiary? A beneficiary is the person or entity you name in a life insurance policy to receive the death benefit. You can name: One person Two or more people The trustee of a trust you’ve set up A charity Your estate If you don’t name a beneficiary, the death benefit will be […]

How Is Life Insurance Sold?

How is life insurance sold? You can buy life insurance either as an “individual” or as part of a “group” plan. Individual Policy When you buy an individual policy, you choose the company, the plan, and the benefits and features that are right for you and your family. You might be able to buy the […]

What Are The Principal Types Of Life Insurance?

What are the principal types of life insurance? There are two major types of life insurance—term and whole life. Whole life is sometimes called permanent life insurance, and it encompasses several subcategories, including traditional whole life, universal life, variable life and variable universal life. In 2003, about 6.4 million individual life insurance policies bought were […]

How Much Life Insurance Do I Need?

How much life insurance do I need? In most cases, if you have no dependents and have enough money to pay your final expenses, you don’t need any life insurance. If you want to create an inheritance or make a charitable contribution, buy enough life insurance to achieve those goals. If you have dependents, buy […]

Why Should I Buy Life Insurance?

Why should I buy life insurance? Many financial experts consider life insurance to be the cornerstone of sound financial planning. It can be an important tool in the following situations: Replace income for dependents If people depend on your income, life insurance can replace that income for them if you die. The most commonly recognized […]

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